Business Funding
Together we can make the difference
Which option do you qualify for?
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Option 1 - Start Up- LINE OF CREDIT
Line of Credit
PLEASE READ BELOW BEFORE APPLYING
Minimum Credit Score to Apply: 700 REQUIRED (All 3 credit bureaus)
Funding starts at $10k.
Line of credit
Minimum Credit Score: 700+ REQUIRED (All 3 credit bureaus) if you do not have a 700+ credit score your application will not be considred for this option.
success fee: 10%
Minimum Business Revenue;: $0
Other: No Derrogatory Account in the last 2 years. (No collections, No charge-off, No Late Payments)
Atleast one personal credit card on your credit report. (Utilization below 30%)
No more than 5 inquiries per bureau
YOU WILL NEED TO ATTACH YOUR FULL 3 BUREAU CREDIT REPORT TO THE APPLICATION.
*The credit report or login must come from one of the accepted credit monitoring sites:
Experian -3 bureau, Creditchecktotal, or Identity IQ
No Hard Inquiry for Pre-approval
Interest: 0% APR 12 months ( then 7-14%)
minimum payment: 1-3%b of ba;ance
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Option 2 -Established Business- $7k+ Deposits
Merchant Cash Advance - 24 hour
Working Capital
Minimum Credit Score to Apply: 550
Experian (soft pull - please unlock to avoid a delay)
Minimum Monthly Deposits: $7,000 (last 3 months)
Time in business: 6 Months
Must Have: Application, 3 Most Recent Business Bank Statements (ALL PAGES, no screenshots)
*No personal bank statements will be considered.
Term: 4-18 months
Payback: Daily, Weekly, Monthly (based on your file)
Interest: Varies
Pre-approval- 24 business hours (emailed)
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Option 3- Equipment Loan
Minimum Credit Score to Apply: 600
Minimum Business Revenue: $10,000/month
Must Have:
1. Most Recent 3 months of Business Bank Statements
2. A copy of the Invoice for the equipment
3. Application
*ALTERNATE EQUIPMENT LOAN: 500 min credit, $6K revenue, 30% DOWN.
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Option 4- EIN ONLY- CREDIT LINE
No minimum credit score
MUST HAVE:
Established Business
Business Bank Account- 3+ months of activity
Revenue: $2K+ (best approval chances)
Funding starts at $500 if approved
This option is for those who desire to use their EIN only to fund their business. NO PG
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JUST LOOKING TO BUILD BUSINESS CREDIT?
Secured Business Credit Card
99% APPROVAL! (established business)
No Minimum balance required
Reports to Duns & Bradstreet and Business Credit Bureaus with each payment!
Build reward points!
No impact to personal credit